Stephen Lau
Money and Seniors
Stephen Lau
Copyright© by Stephen Lau
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Finding What You Need
In the past, people could enjoy the blessings of life without spending real money. Nowadays, we think that to enjoy life, we must have real money-and lots of it!
Life is all about living-it comes with some hard work and simple integrity. If life is all about living, then it is not about regrets and dreams. Regrets look back at the past; dreams look forward to the future.
Unfortunately, both are not within our control. If the value of money is based on accumulation of wealth, or the acquisition of material things, then living indeed becomes a labyrinth of regrets and dreams-regrets over wrong investment decisions, and dreams of great fortune.
The real value of money is integrity. This is an important quality that can influence your value of money, in particular, your financial decisions. Integrity is to value what life has to offer and not the things purchased with money. Life has a great deal to offer, and some of the best things in life are free, such as your ability to think, to reason, to learn, and to remember. Remember, money is a means to an end, never an end in itself. This is the real value of money.
Why is integrity important in terms of money?
If a financial problem arises, your integrity will play a critical role. Instead of reacting to the problem due to the flawed value of money, integrity will demand you not to leave it to chance. Integrity will demand you not to ignore the problem. Integrity will demand you come up with a plan, a budget, and action steps to deal with the financial crisis.
Integrity is one of the core values in life. Do not compromise it under any financial situation. If you do, you will be distorting the real value of money.
Money is important. It means different things to different people. Different things are important to different people when it comes to the value of money and happiness in life. We all need money for different purposes. But the real value of money may or may not bring happiness to you. Have the right attitude towards money.
If you need money, then you need to save. But how can you save if you do not have much money to begin with, or you are living from paycheck to paycheck every month?
If you really believe in the real value of money, maybe God can help you save your money if you apply the Biblical principles of saving.
The first Biblical principle of saving is gratitude. Be grateful of what you have, and stop complaining of your lack! Learn to live on a dime.
God may have given you less than others, but everything is relative. Presently, you may be struggling from paycheck to paycheck; you may be working hard, and still you can hardly keep your head above water.
"You plant much but harvest little. You have scarcely enough to eat or drink and not enough clothes to keep you warm. Your income disappears, as though you were putting it into pockets filled with holes." (Haggai 1:6)
Yes, your pockets may seem to be filled with holes. Nonetheless, be grateful! Instead of whining, put your time and effort on saving to live a debt-free lifestyle. Learn to live on a dime. Choose a credit card that helps you save. Look for an opportunity to make money on line.
The second Biblical principle of saving is sharing what you have with others. Yes, the more you give, the more you will receive. It is not the other way around: receiving more before giving more.
"'Bring all the tithes into the storehouse so that there will be food enough in my Temple; if you do so, I will open up the windows of heaven for you and pour out a blessing so great you won't have room enough to take it in! Try it! Let me prove it to you. . . . ,' says the Lord Almighty.’" (Malachi 3:10-11)
This leads to the third Biblical principle of saving: God owns it all. Whatever you have is not yours, but God’s. You are just a steward of God’s money. Once you understand this principle, you will be careful with your money - you will not spend it on yourself. However, to start saving, you must PAY YOURSELF FIRST. No matter how small your income may be, set aside a small sum each month before you pay others or your bills. If you diligently and truthfully apply the Biblical principles, God will make your both ends meet. Just trust Him!
For more information, go to my website: The Tallest Order.
Life is all about living-it comes with some hard work and simple integrity. If life is all about living, then it is not about regrets and dreams. Regrets look back at the past; dreams look forward to the future.
Unfortunately, both are not within our control. If the value of money is based on accumulation of wealth, or the acquisition of material things, then living indeed becomes a labyrinth of regrets and dreams-regrets over wrong investment decisions, and dreams of great fortune.
The real value of money is integrity. This is an important quality that can influence your value of money, in particular, your financial decisions. Integrity is to value what life has to offer and not the things purchased with money. Life has a great deal to offer, and some of the best things in life are free, such as your ability to think, to reason, to learn, and to remember. Remember, money is a means to an end, never an end in itself. This is the real value of money.
Why is integrity important in terms of money?
If a financial problem arises, your integrity will play a critical role. Instead of reacting to the problem due to the flawed value of money, integrity will demand you not to leave it to chance. Integrity will demand you not to ignore the problem. Integrity will demand you come up with a plan, a budget, and action steps to deal with the financial crisis.
Integrity is one of the core values in life. Do not compromise it under any financial situation. If you do, you will be distorting the real value of money.
Money is important. It means different things to different people. Different things are important to different people when it comes to the value of money and happiness in life. We all need money for different purposes. But the real value of money may or may not bring happiness to you. Have the right attitude towards money.
If you need money, then you need to save. But how can you save if you do not have much money to begin with, or you are living from paycheck to paycheck every month?
If you really believe in the real value of money, maybe God can help you save your money if you apply the Biblical principles of saving.
The first Biblical principle of saving is gratitude. Be grateful of what you have, and stop complaining of your lack! Learn to live on a dime.
God may have given you less than others, but everything is relative. Presently, you may be struggling from paycheck to paycheck; you may be working hard, and still you can hardly keep your head above water.
"You plant much but harvest little. You have scarcely enough to eat or drink and not enough clothes to keep you warm. Your income disappears, as though you were putting it into pockets filled with holes." (Haggai 1:6)
Yes, your pockets may seem to be filled with holes. Nonetheless, be grateful! Instead of whining, put your time and effort on saving to live a debt-free lifestyle. Learn to live on a dime. Choose a credit card that helps you save. Look for an opportunity to make money on line.
The second Biblical principle of saving is sharing what you have with others. Yes, the more you give, the more you will receive. It is not the other way around: receiving more before giving more.
"'Bring all the tithes into the storehouse so that there will be food enough in my Temple; if you do so, I will open up the windows of heaven for you and pour out a blessing so great you won't have room enough to take it in! Try it! Let me prove it to you. . . . ,' says the Lord Almighty.’" (Malachi 3:10-11)
This leads to the third Biblical principle of saving: God owns it all. Whatever you have is not yours, but God’s. You are just a steward of God’s money. Once you understand this principle, you will be careful with your money - you will not spend it on yourself. However, to start saving, you must PAY YOURSELF FIRST. No matter how small your income may be, set aside a small sum each month before you pay others or your bills. If you diligently and truthfully apply the Biblical principles, God will make your both ends meet. Just trust Him!
For more information, go to my website: The Tallest Order.